Are Americans Becoming Financially Smarter?

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Deep recession has changed the financial practices of Americans. Personal savings rates have gone up and people are seeking short term mortgages. More people are using cash or debit cards rather than credit cards. Average credit card balances are down and the numbers of people who pay their entire balance each month is up. All of these lifestyle changes are sensible and effective.

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Deep Recession – Has it Changed American Financial Practices?

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